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What Are FHA LOANS?
Is an FHA loan right for your next play? Discover the key game-changers compared to other options. Don’t worry, navigating the court of home loan financing can be over-whelming, but at RCG a team of Luminate Home Loans, we’ve got you covered! Our game plan: guide you to slam-dunk financial decisions with your interests in mind.
FHA Loan Requirements
At RCG, we prioritize flexibility and accessibility. With typically just a 3.5% down payment and a FICO credit score of 580+, our all-star team is here to guide you through the details and make homeownership a smooth reality. Let us help you score your dream home! FHA loans offer a great option for most homebuyers, thanks to their low credit score requirements and down payment percentages.
+ FHA Property Guidelines
+ No cracked windows
+ No missing flooring/no sub-floor showing
+ No missing shingles
+ AC/Heat must be in working condition
+ Plumbing works in all sinks, toilets, showers
+ Smoke and carbon monoxide detectors
+ GFCI outlets in bathroom and kitchen
+ Outlet covers on all outlets
+ Up-to-date well/septic
+ Handrails on all stairs
+ Contact us for the complete list!
WELCOME TO YOUR ULTIMATE HOME LOAN TOOLKIT!
A playbook designed to assist you in making winning choices on your journey to home ownership.
How our FHA loan process works.
At RCG, we’ve got your back like a well-trained defense on the court. Applying for an FHA Loan is as smooth as a slam dunk with our online application. But if you need personal coaching, our Mortgage Loan Officers and member specialists are ready to assist you.
Get your rate in minutes without the stress. No commitments required-just pure confidence
Choose the loan that matches your financial game plan. Complete your application and the underwriting process with ease.
Once your documents are signed, celebrate your success! Winning, winning the game of real estate is just a few moves away!