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Your Home Team For Home Loans

RCG Home Loans Photo
Licensed in 49 States Step Up
Your Home
Game

Step onto the court with Robert Coomer, a seasoned coach in the mortgage industry, leading RCG, a team of Luminate Home Loans. Our hand-picked team of all-star loan officers, processors, and support staff bring their A-game, offering expertise and empathy to guide you on your homeownership journey. With a passion for service and a commitment to responsible autonomy, we listen twice as much as we speak, empowering you to slam-dunk your dream of owning a home. Together, let's score big on your path to homeownership!

Conventional Loans

Conventional Loans

We’re here to help you live the dream of homeownership. Whether you’re a first-time home buyer or an experienced homeowner, a conventional loan is a great option. Conventional loans come in a variety of options to suit a broad spectrum of qualified borrowers.

FHA Loans

FHA Loans

FHA loans make homeownership accessible and affordable to almost anyone. FHA loans are particularly designed to benefit buyers who do not have perfect credit or a large down payment. So, even if you feel left in the dark with options, we’ll help you light your path to potential options.

VA Loans

VA Loans

Did you know that being a former or active member of the military can help you get a home loan? It’s true! The VA loan is an excellent loan option that assists our Veterans in achieving their homeownership wants and needs. Talk to one of our Loan Officers today to see if you qualify!

USDA Loans

USDA Loans

Finding the right loan can seem overwhelming. If you’re still looking for the right program to suit your needs, we have a variety of home loan options. USDA loans, for example, are great for people that live in low-population areas who typically cannot qualify for a conventional loan. Get in touch with us to see if this is the right loan choice for you.

Down Payment Assistance

Jumbo Loans

Don’t let conforming loan limits keep you from looking at that amazing property. Shoot for the sky with a jumbo loan for up to $2.5 million. Pre-qualify online and put as little as 10% down.

Refinancing

Construction Loans

Always dreamed of building a custom-tailored home?
A construction loan could help to make that a reality.
Learn what construction loans are and how they work.

Our Starting Lineup

Robert Coomer
Robert Coomer
Division President
NMLS #179395
Anyah Ellis
Anyah Ellis
SVP
NMLS #1633964
Geoff Green
Geoff Green
Director of Product & Sales
NMLS #881048

    Game-Changing Stories

    D.
    Douglas E

    The open communication, the knowledgeable staff, Kelly's persistence with let's get this done attitude, the transparency of what was going on throughout the whole process.

    N.
    Nolan J H

    Jeff’s ability to simplify and explain each step to me is what I appreciated most about working with the Heritage team. I look forward to working with him and his team in the near future.

    C.
    Chung-Shien L

    Mike and Faith provided excellent support throughout the process. They were very responsive in answering my questions even on nights and weekend. Mike was every patient when he explained different loan options to me, helping me select the best option for my case. When I decided to make an offer, he made time to talk to the selling agent to strengthen my offer. I'm glad that I have Mike and Faith with me on my home buying journey.

    M.
    Morgan R

    Great communication!

    J.
    Jason Morris F

    Jeff is phenominal and truly cares and answers questions and makes himself available. Excellent customer service

    S.
    Shelby G

    Easy to communicate with. Always answered all of our questions!

    S.
    Stephen J M

    Jeff. End of story. Jeff

    A.
    Ashley B

    All the effort!

    l.
    logan myers

    After shopping around and speaking with multiple brokers, we found Dave & instantly was impressed with his willingness to educate us on our first time home buying process. Throughout the months he absolutely exceeded our expectations and had a transparent way of doing business that we greatly appreciated. We will be back to refinance with him & couldn’t recommend him & his team more!!! Look no further for your next mortgage.

    M.
    Megan Gibson

    We had the pleasure of working with Jeff Guillen. He walked us through the entire process step by step. He truly went above and beyond to help us secure our mortgage and answer every question!

    K.
    Kristi Abbate

    Dave is absolutely incredible. Whether it's your first time buying a home (like me) or you've done this before (my partner) he takes all the time you need to educate you on what you're walking into and still manages to make this fun with a sense of humor. He's extremely responsive and is there whenever you need him. Would highly recommend.

    M.
    Muqadasa S

    They were always there to give me an answer or make it clear to me.

    K.
    Kelley S

    Everything that was I was told played out & the APR even dropped

    R.
    Robby E

    Jeff Guillen brokered our loan and was amazing throughout the whole process! Would give more stars if I could.

    P.
    Phyllis W

    Wonderful to work with

    C.
    Cody V

    The great advice and explanations through the whole loan process was awesome! Ty made this whole thing very easy and I couldn’t be more thankful!

    S.
    Stormey V

    We never had to guess what was going on. Ty always kept us in the loop and communicated very well.

    E.
    Ethaan S

    Great Job. Thank you.

    W.
    Weyni B

    I am speechless Robert you did for me .

    B.
    Bubba Eugene

    We have had the pleasure of working with Jeff twice and he has been nothing but great Jeff will forever be our choice for any future Homes!

    K.
    Katie Brown

    Jeff has been so great throughout the entire process of buying a home! He is always happy to answer any questions and is super knowledgable. He definitely goes the extra mile to help people!

    S.
    Shahin F

    overall great

    J.
    Jeffrey M

    Everything

    C.
    Cassidy L B

    It was amazing experience buying my first house. Thank you so much.

    J.
    Jaylen K C

    I felt as though communication was lacking. Even though the process was very fast.

    L.
    Linda R N

    Such a smooth and pleasant experience.

    D.
    David G

    Just dealing with knowledgeable, intelligent, no nonsense people for once was very refreshing. Calls and texts were returned without fail as well. I appreciate the follow through and even the obvious after hours work that takes place.

    L.
    Laurence L L

    The many times Ty reached out to us after hours, while he was doing things with his family, and still did his best to keep us informed about the progress of the paper work.

    G.
    Grace S

    I started working with Faith almost 2 years before purchasing my home. She helped me get my credit in order so I could get the best deal possible. From start to finish she was there every step of the way to answer all my questions and help ease my anxiety. Every curve ball that was thrown her way she handled like a pro! I will definitely be recommending her to anyone looking to buy a house or refinance their current home!!

    M.
    M Nguyen

    We had a wonderful experience with Dave and his team! Buying our first home is always so nerve wracking but from the first day we met Dave we knew we wanted to work with him. He was very thorough in explaining everything and was truly very transparent. Thank you again Dave and team !!!

    H.
    Harold Roc R

    Chris provided all of the information necessary and allowed me to make the best decision possible.

    E.
    Erin N

    Chris did a great job explaining the process of buying a house for us! He gave clear options to help us find the best route to take with our unique job situation.

    M.
    MARK KRISTOFER K

    Despite some minor hiccups with underwriting, it was a good experience in general.

    K.
    Karla Avielle

    I have nothing but wonderful things to say about Jeff Guillen! He is just the best at what he does. This was my first time buying a home on my own and Jeff navigated me through every step of the way and went above and beyond to get the job done. I give him my highest recommendation!

    M.
    Michael W

    Communication

    D.
    Daniel R R

    Brad's knowledge and experience helped me navigate a tough time in my life. I cannot express how grateful I am to have had him on my side during my refinance. His communication was always incredibly fast, efficient and helped me through a pretty difficult transition. Brad, you're a rockstar. Thank you for every text, every call and every email. You made this happen and I cannot express enough gratitude. You're a tremendous advocate and an even better person. THANK YOU!

    J.
    Jeramie A

    They made it not so scary

    E.
    Eliott Lester W

    Communication was always on point. They were working hard to make sure I was getting what I needed done in order to ensure a speedy and secure close!! Overall, a great experience!

    J.
    Jayson L A

    Clear explanations, organization, availability and going above and beyond to dig into our specific needs/situation purchasing a home thousands of miles away. I will not hesitate to suggest Ty and your organization to assist anyone in their mortgage needs. If there is 6 stars out of 5, Ty and his team deserve it. Thank You!

    K.
    Kara L V

    Frequent updates on status of loan and assistance understanding the process.

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