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Your Home Team For Home Loans

RCG Home Loans Photo
Licensed in 49 StatesStep Up
Your Home
Game

Step onto the court with Robert Coomer, a seasoned coach in the mortgage industry, leading RCG, a team of Luminate Home Loans. Our hand-picked team of all-star loan officers, processors, and support staff bring their A-game, offering expertise and empathy to guide you on your homeownership journey. With a passion for service and a commitment to responsible autonomy, we listen twice as much as we speak, empowering you to slam-dunk your dream of owning a home. Together, let's score big on your path to homeownership!

Conventional Loans

Conventional Loans

We’re here to help you live the dream of homeownership. Whether you’re a first-time home buyer or an experienced homeowner, a conventional loan is a great option. Conventional loans come in a variety of options to suit a broad spectrum of qualified borrowers.

FHA Loans

FHA Loans

FHA loans make homeownership accessible and affordable to almost anyone. FHA loans are particularly designed to benefit buyers who do not have perfect credit or a large down payment. So, even if you feel left in the dark with options, we’ll help you light your path to potential options.

VA Loans

VA Loans

Did you know that being a former or active member of the military can help you get a home loan? It’s true! The VA loan is an excellent loan option that assists our Veterans in achieving their homeownership wants and needs. Talk to one of our Loan Officers today to see if you qualify!

USDA Loans

USDA Loans

Finding the right loan can seem overwhelming. If you’re still looking for the right program to suit your needs, we have a variety of home loan options. USDA loans, for example, are great for people that live in low-population areas who typically cannot qualify for a conventional loan. Get in touch with us to see if this is the right loan choice for you.

Down Payment Assistance

Jumbo Loans

Don’t let conforming loan limits keep you from looking at that amazing property. Shoot for the sky with a jumbo loan for up to $2.5 million. Pre-qualify online and put as little as 10% down.

Refinancing

Construction Loans

Always dreamed of building a custom-tailored home?
A construction loan could help to make that a reality.
Learn what construction loans are and how they work.

Our Starting Lineup

Robert Coomer
Robert Coomer
Division President
NMLS #179395
Anyah Ellis
Anyah Ellis
SVP
NMLS #1633964
Geoff Green
Geoff Green
Director of Product & Sales
NMLS #881048
Kara Furukawa
Kara Furukawa
Underwriting Team Lead

    Game-Changing Stories

    R.
    Rachelle Lea S

    James is amazing and extremely patient.

    S.
    Shasta Lee C

    Overall, the experience was fairly smooth and easy. The app didn’t always work, but it was nice Tony and his team allowed us to email documents, also.

    E.
    Elizabeth Caroline N

    Already answered

    M.
    Matthew John B

    The continuous contact period answering all questions, always available.

    J.
    John Rudolph P

    The entire process went surprising smoothly.

    J.
    Jonathan D M

    --------n/a

    M.
    Myra Jan W

    The knowledge that every little thing was going to get done, that Chris and Matt would interface with the other professionals that handle our insurance, investments and real estate to make it all happen. That knowledge made the process smooth and gave us the peace of mind that took all of stress out of that part of the move.

    J.
    Justin T

    Tony was responsive and helpful throughout the experience. Appreciated working with him

    S.
    Shandra A

    We had a complicated transaction and Matthew Norris and the whole team worked hard to keep things moving forward and get us to the finish line while continuing to be positive and responsive.

    C.
    Cassie O

    Communication was amazing!!!

    K.
    Keegan K

    Communicate better give me a heads up about fees that I would have to pay instead of telling me last minute.

    J.
    Jeanie T

    The communication was timely and clarity of expectations throughout made the experience pleasant during an anxious period of waiting.

    J.
    Johan R

    We got great advice and guidance from the start. As first time homebuyers it felt very secure having a partner that was reliable and that we trusted. Their focus was always our financial well-being and long term success which stood out from other lenders we had talked to.

    A.
    Archie C

    The process of securing a home loan can often be daunting, primarily due to the tremendous amount of paperwork involved. However, our experience was greatly enhanced by the exceptional support we received from Todd. His guidance through the complex maze of documents and procedures was invaluable. Todd's patience, expertise, and willingness to go above and beyond made all the difference. He was always available to answer our questions, clarify doubts, and provide reassurance whenever we felt overwhelmed. This personal attention and professional dedication turned what could have been a stressful journey into a smooth and successful venture. We're grateful for the positive experience provided by Todd and the team, and it was these factors that made it truly great.

    D.
    Dakotah B

    You are amazing! Thank you so much!!

    D.
    Dominga B T

    And of course Doni couldn't have done it without her TEAM behind her! Thanks Team!

    A.
    Ada M

    Great communication.

    W.
    Wanda Leslie W

    Better communication. I had to constantly send in the same documents consistently . They kept losing my documents. Asking for the same documents, only to find out they had the documents.

    J.
    Janelle G

    Questions were answered correctly in a timely and pleasant manner

    K.
    Kristi V

    Chris Makiri and Matt Nagunst were very responsive and helpful along the way. They made this process easy and pleasant.

    T.
    Terilyn F

    The process was fairly painless and I felt that Jeff genuinely cared about obtaining a positive outcome.

    J.
    Jacob N

    The whole process was great!

    C.
    Cutter James T

    Great strategy and decision making.

    D.
    Drew Hansen

    D.
    Drew E. H

    Communication with Jeff is easy and he is very responsive! I have bought three houses with him and have had a great experience all three times!

    J.
    Jason M

    Good customer service, super fast, always keeping us informed, closed loan in under a month,

    B.
    Brian Alan H

    Personal attention, the ability to call and always reach my loan agent and his assistant, friendly, very competitive rates, great advice on loan terms and when to lock. Head and shoulders above a national mortgage company (and far superior to my bank, Navy Federal Credit Union)

    R.
    Rogelio G

    Just being able to have a very honest transaction with Ty, every step was clearly explained and accomplished.

    R.
    Richard A

    His time ,attention to detail and professionalism in the home buying process its unbelievably outstanding!!

    S.
    Selina Moreno

    Jeff is hands down, thee best to work with. He is very responsive, knowledgeable, provides professional advice, takes his time to explain what may seem confusing, and holds your hand every step of the way through a home buying process. I’ll also add that he seems like he genuinely cares about his clients. Highly recommend him!

    B.
    Brandon M S

    Very quick and easy process with great communication through the whole thing.

    A.
    Adam P

    Saved loan after other lender last minute declined my application. Great team. Highly communicative, friendly and knowledgeable

    D.
    David Harwood

    Due to unknown issues Jeff was presented with challenges which would have frustrated most other financial consultants, but Jeff persevered and us the best home financing available. We were new to the building and financing side of home purchasing, causing Jeff alot of extra work and for his continued dedication I applaude all his efforts. Jeff took the time to become personally entrenched in our lives and remains as a personal contact for professional advise along with advise for our new surroundings. Jeff and his team are the best in the business.

    L.
    Lowell E H

    Due to unknown issues Jeff was presented with challenges which would have frustrated most other financial consultants, but Jeff persevered and us the best home financing available. We were new to the building and financing side of home purchasing, causing Jeff alot of extra work and for his continued dedication I applaude all his efforts. Jeff took the time to become personally entrenched in our lives and remains as a personal contact for professional advise along with advise for our new surroundings. Jeff and his team are the best in the business.

    A.
    Al L

    Derek went over his scope of duty and aided me me thru obtaining the proper documents necessary for my loan

    J.
    Joseph Edward R

    Everyone was very diligent

    M.
    Michelle A A

    Jeff was very responsive and answered all of our questions ...with patience!

    S.
    Sandy Scofield

    Wonderful!

    S.
    Sandra K. S

    Daily contact.

    C.
    Clinton Craig S

    Pleasant, experienced people

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