Real Estate Mortgage Expert Robert Coomer Launches New Book
Robert Coomer, a seasoned mortgage professional with over 25 years of industry experience, has launched his latest offering, "Strategies to Finance Your Investments in Real Estate." This comprehensive ebook serves as a roadmap for individuals s...
Why Waiting to Buy a Home Will Cost You More
Ever feel like the housing market's a bit like a dance? Sometimes it's a slow waltz, other times a fast-paced tango, but they’re all dictated by the ebb and flow of supply and demand, the up-and-down of interest rates, and those ever-changing...
Navigating the New Landscape of Real Estate Commissions
The real estate industry is undergoing significant changes in commission structures, with potential impacts on both agents and consumers. Understanding these shifts is essential for making informed decisions in today's evolving market. Underst...
How to Master Your Credit Score for Homebuying Success
Understanding the role of your credit score is paramount in the journey to homeownership. It's the linchpin that can either smooth the path or create hurdles when seeking a mortgage. At RCG Home Loans, we recognize the significance of this aspe...
Is 2024 the Right Time to Sell Your Las Vegas Home?
If you're considering putting your Las Vegas home on the market in 2024, there are a few important things to consider. First off, while your current mortgage rate might be low, it's your personal situation that should determine whether it's the...
Robert Coomer and Troy Kearns Set to Empower Participants at the Millionaire Mentorship Event
Las Vegas, March 2024 – RCG Home Loans, formerly Robert Coomer Group, is excited to announce that Robert Coomer, a distinguished Mortgage Professional and Entrepreneur, will be among the esteemed speakers at the upcoming Millionaire Mentors...
Discover the Hottest City Americans Want to Move to
Ever thought of Las Vegas as more than just a vacation spot? Turns out, it's the city everyone's talking about when it comes to planting roots year-round. Here's why. If you've been entertaining the idea of relocating to a brand-new city lat...
Mastering the Housing Shortage with Confidence
Amid today's real estate environment, the dream of owning a home seems more challenging than ever, largely due to a notable shortage of available homes. With concerns about high-interest rates and memories of past financial uncertainties, ma...
Turn Your Offer into an All-Cash Offer
In the current housing landscape, marked by low inventory and fierce competition, securing a home has become more challenging than ever. At RCG Home Loans, we understand the hurdles that prospective homeowners face, from bidding wars to the inc...
The Art of Maximizing Returns on Minimal Down Payments
In a world where financial forecasts can turn the tide of investment strategies, Goldman Sachs' recent projection for U.S. home prices sends ripples of opportunity for savvy homebuyers. With the revered "U.S. economic analysts" team at Goldm...
Robert Coomer Group Evolves into RCG Home Loans: A Strategic Move to Reflect the Company’s Expansion
Las Vegas, NV, February 2024 – RCG Home Loans, formerly Robert Coomer Group, announces a strategic rebrand to signal significant growth and expanded services. This move aims to convey the company's commitment to meeting diverse customer needs...
Realizing Financial Growth via Real Estate
For decades, the idea of owning a home has been a way of considering building up a net worth and gaining financial growth and security. With the continuing and consistent rise of home values over the years, we can all take a lesson in cautio...
The Real Impact of Unemployment on Mortgage Rates in 2024
If you're waiting for mortgage rates to come down, you want to be paying attention to what is happening with inflation and the economy. Unfortunately, figuring out where the economy is heading in 2024 is not an easy task. We've been saying f...
3 Most Common Myths About the 2024 Housing Market
Constantly changing headlines and predictions are already making the 2024 housing market extremely challenging to navigate. Unfortunately, the number of misconceptions about buying, selling, and owning a home has never been higher. According...
Navigating the Las Vegas Homebuying Landscape: Top 10 Mortgage Questions Answered
Are you considering buying a home in Las Vegas but feeling a bit overwhelmed by the process? We've got you covered! RCG Home Loans is here to answer the top 10 questions you may have about getting a mortgage in the vib...
2024 Housing Forecast: What to Expect with Rates, Prices, and the Economy
2023 will go down as one of the worst years in recent memory for the housing market. It started with a continuation of negative trends from the end of 2022 and turned into the least affordable year for home buying on record. But even though ...
2023 Housing Market in Review: Looking Back on a Rough Year for Buyers
We don't think anybody is upset about leaving the 2023 housing market behind. Mortgage interest rates kept climbing. The higher they went, the more buyers were priced out, especially first-timers. Meanwhile, the housing shortage didn’t im...
December’s Positive Signs for Homebuyers Amidst Crash Concerns
Things are finally turning around for the better as far as housing is concerned - and it looks like they might stay that way this time! Mortgage rates have continued to drop over the last couple of weeks, and we are now in the ninth consecut...
Is the U.S. Heading Towards a Housing Crisis Similar to China’s?
Understanding the "Housing Crisis" in the US vs China Real estate in China has been unwinding over the last few years following a pattern similar to the U.S. in 2008 and 2009. Lax lending standards, cheap credit, and a popular belief that r...
Conforming Loan Limits: What They Are and How They Impact You
If you are planning to buy or refinance a home next year, we have some great news for you! Due to the significant home appreciation that happened in 2023, the Federal Housing Finance Agency (FHFA) has raised the conforming loan limit for 202...
Las Vegas VA Home Loans: Answering Your Top Questions
Are you considering a VA home loan for your next home purchase in Las Vegas and wondering if you qualify? Let’s start by explaining who's eligible. VA home loans are accessible to active-duty service members, veterans, surviving spouses o...
10 Tax Benefits Of Owning A Home
Homeownership comes with financial perks, notably tax benefits, making it a cornerstone of the American dream. But does Uncle Sam push you to own a home? Not quite. However, the real estate industry passionately lobbies for tax benefits that em...
Top Destinations for Middle-Class Movers
Middle-class Americans are redefining their living choices, increasingly opting for out-of-state moves in pursuit of an affordable lifestyle. Recent data from H&R Block, utilizing 2022 tax information, reveals that cities in Arizona...
A ‘Housing Recession’ Does Not Mean Falling Home Prices
Earlier this week, an article was posted to fortune.com regarding a housing recession, with this headline: The housing market is headed back to a 1980s-style recession, Wells Fargo says—and it’s all because of ‘higher for longer’ mor...
4 Holiday Homebuying Tips in Las Vegas
As the holiday season approaches, you may be thinking about finding your dream home in Las Vegas. While it might seem unconventional to house hunt during this festive time, there are a few advantages to consider. In this guide, we'll explore wh...
Stand Out in 2024 With These Tips
Are you thinking of becoming a loan officer? Or maybe you've already stepped into the role and want to ensure you're on the right track to success. No matter where you are in your journey, these tips will help you stand out from the competition...
6 Tips for Loan Officers to Boost Sales
Are you an aspiring loan officer looking to make a name for yourself? Selling loans is no easy feat, but with the right strategies and techniques, you can become a successful salesperson in no time. Here are six tips for loan officers to boost ...
Creating A Business Plan For a Mortgage Loan Officer’s Success
Being a mortgage loan officer is an exciting opportunity to help people buy their dream homes. It's also a great way to make a good living for yourself. But, before you set out on this career path, creating a business plan for a mortgage loan o...
The Inside Scoop On Reverse Mortgages
Reverse mortgages are becoming more and more popular. Many people choose to go this route to help supplement their retirement savings. This article will go over the basics of reverse mortgages to help you decide if it's an excellent financial v...
Starting The New Year As A First-Time Homebuyer? Here’s Everything You Should Know
Are you thinking of buying your first home next year? Here are a few things to remember as a first-time homebuyer. The Beginning of The Year is a Great Time to Buy a House The first thing we want to point out is that - believe it or not -...
How To Create the Perfect Loan Officer Routine
As a loan officer, it is important to stay organized and efficient in your day-to-day operations. The good news is that with the right routine, you can achieve success as a loan officer. Let's explore what you need to do in order to create an e...
FHA Loan and Buying A Home In 2023
One of the best ways for first-time home buyers to qualify for a mortgage is with an FHA loan. Here's everything you need to know to get an FHA loan to buy a house in 2023. What is an FHA Loan? The FHA loan was created to help more Americ...
2023 Mortgage Loan Limits
The Federal Housing Finance Agency (FHFA) is probably an agency you've never heard of, even though they play a role in regulations around housing and mortgages. However, they're in the news a lot right now because they recently announced the 20...
Builder Incentives Are In. What That Means For You!
We're seeing a rise in builder incentives out there right now. As a home buyer, that's great news for you!Why? We've put together this short article to explain. What are Builder Incentives? When a home builder first develops the homes of ...
How to Craft the Perfect Holiday Greeting Cards for Your Clients
The holidays are a wonderful time of year. A time for family, friends, and of course, clients! What better way to show your clients how much you appreciate their business than by sending them a holiday greeting card? But not just any holiday gr...
ROI For Homeowners! A Few Unique Ways Your Home Is Retaining It’s Value
Undoubtedly, the housing market has seen its fair share of ups and downs over the last few years. And unfortunately, that may not change anytime soon. However, the good news is that ROI for Homeowners may be protected from these fluctuations du...
Customer service as a loan officer: Why it matters
A loan officer's job is to help people secure the financing they need to buy a home. But a loan officer's job doesn't stop there. Once a loan is secured, it's the loan officer's responsibility to ensure that the borrower understands all of the ...
Practical Tips on How to Get Your House Ready to Sell
The Las Vegas residential real estate market is rapidly changing. As it becomes even more competitive, you want to ensure your home stands out from the rest. If you're planning on selling your home this fall, we have a few essential and prac...
The Cost of Waiting for Mortgage Rates to Decrease
The Federal Reserve has been busy. Raising interest rates five times this year, the last increase raised it by three-quarters of a point. It is the most active U.S. central bankers have been since 2005, and now the Fed is preparing to lift r...
Know the Difference Between a Loan Officer and Mortgage Broker!
You've done your research and think you'd like to enter the exciting world of mortgages! This is a great idea, as there is always a high demand for loan officers and brokers. You must be wondering about the difference between a loan officer and...
Bidding Wars In The Real Estate Market
You've probably heard there have been a lot of bidding wars in the real estate market over the last few years. This is because there have been multiple periods where demand was much higher than supply, leading to bidding wars on the best homes ...
What You Need to Know About Using Your Home Equity For Remodeling
One great thing about owning a home is the ability to withdraw some of your equity to do work around the house. This article explains what you need to know about using your home equity for remodeling. How Do You Use Equity for Home Renovatio...
How to Become a Mortgage Loan Officer in 2022
Are you wondering how to become a mortgage loan officer in 2022? It offers the opportunity to help people achieve their dreams of homeownership while also providing a good income. If you are interested in a career in finance, then becoming a mo...
Becoming a mortgage officer in 2022: What You Need to Know
A mortgage officer is a professional who helps people obtain loans to purchase a property. They work with banks and other lending institutions to determine whether or not a potential borrower qualifies for a loan and, if so, how much the loan s...