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Conventional Loans

Our conventional loans can unlock your potential through finances. Pre-qualify online and put as little as 3% down.

conventional loans
conventional loans
What is a Conventional Loan?

They’re like those clutch shots in the game, not backed by any government agency, no FHA, VA, or USDA involved. With no federal insurance, you’ll need to factor in mortgage insurance costs. But don’t worry, these loans offer flexibility in your property choices, fees, and loan structures, just like dribbling past defenders on the court. Though they may require some skill, our team or loan ballers will guide you to victory.

REVERSE MORTGAGE LOANS

Unlike traditional mortgages, a reverse mortgage does not impose the burden of monthly payments....

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REFINANCE LOANS

Ready to refinance your mortgage? Compare today's refinance rates from trusted lenders and see how much you can save....

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CONSTRUCTION LOANS

Just like orchestrating a game-winning play, our all-in-one construction loans bring your dream home to life. From foundation to finishing touches, we’re your winning team, offering seamless financing for your construction project....

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JUMBO LOANS

Don’t let conforming loan limits keep you from looking at that amazing property. Shoot for the sky with a jumbo loan for up to $2.5 million. Pre-qualify online and put as little as 10% down....

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USDA LOANS

At RCG a team of Luminate Home Loans, we understand that city living isn’t everyone’s style. If you’re seeking a peaceful countryside retreat, consider a USDA home loan. We’ll be your coach, guiding you through the best financial decisions and making sure you’re well-in...

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VA LOANS

A VA loan is like a perfect slam dunk for our nation’s heroes! As a mortgage offered through the U.S. Department of Veterans Affairs (VA), it’s designed to make homeownership easier for active-duty military, veterans, and surviving military spouses. With little to no down pay...

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FHA LOANS

Is an FHA loan right for your next play? Discover the key game-changers compared to other options. Don’t worry, navigating the court of home loan financing can be over-whelming, but at RCG a team of Luminate Home Loans, we’ve got you covered! Our game plan: guide you to slam-...

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CONVENTIONAL LOANS

Our conventional loans can unlock your potential through finances. Pre-qualify online and put as little as 3% down....

Read more
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