Translate
Menu
Backdrop
Main Content
DP Assistance
Our exclusive, low down payment program was created to help make buying a home easier and more affordable.
What are the benefits?
- Down payments as low as 3%
- No mortgage insurance requirement
- Available for purchase and rate term refinancing
- Flexible credit guidelines
- Interest rates comparable to conventional loan rates
- Products offering the stability of a fixed rate
- Homeownership education and counseling
- Loans up to $726,200 (up to $1,089,300 in Alaska or Hawaii or in some higher-cost areas)
WELCOME TO YOUR ULTIMATE HOME LOAN TOOLKIT!
A playbook designed to assist you in making winning choices on your journey to home ownership.
What properties qualify?
Single-family homes
As little as 3% down is required on single-family homes with a loan up to $726,200 (up to $1,089,300 in Alaska or Hawaii or in some higher-cost areas).
Condo or CO-OP
As little as 3% down is needed to finance a condo or CO-OP.
2-unit homes
2-unit properties are allowed and require as little as 5% of the down payment from the borrower’s own funds. The remainder may come from other eligible sources such as Gifts, Grants or approved Down Payment Assistance Programs.